4.20% APY — no minimums, no fees, no catch.
Keep every penny you earn.
Start saving with as little as $1.
Your money is safe up to $250,000.
Watch your interest grow faster.
| Bank | APY | Minimum | Fees |
|---|---|---|---|
| Ford Bank | 4.20% | $0 | None |
| Chase | 0.01% | $0 | Possible |
| Bank of America | 0.01% | $300 | Possible |
| Capital One | 4.25% | $0 | None |
Rates as of November 2025. APY may change.